The Capital Consortium Confidential · Spring 2026
CC

A Senior-Secured Real Estate Debt Vehicle

A disciplined ten-million-dollar
allocation into the engine of
American multifamily.

A 14–18% targeted return, secured by a senior position on stabilized and value-add apartment buildings across the United States.

For the attention of Investment Family Office
The Capital Consortium · Master Pro Solutions · Connected Capital Spring 2026 · New York
The Brief02 / 12

The Brief

An institutional offering, written by operators who built it brick by brick.

  1. 01The Opportunity & Thesisp. 03
  2. 02Fund Structure & Termsp. 04
  3. 03Track Record — Buildings Under Managementp. 05
  4. 04Track Record — The Flip Businessp. 06
  5. 05Financing Experiencep. 07
  6. 06Construction & Property Managementp. 08
  7. 07The Teamp. 09
  8. 08Long-Term Visionp. 10
  9. 09Risk, Collateral, & Capital Callp. 11
CONFIDENTIAL — FAMILY OFFICE BRIEFING02
01 — Opportunity03 / 12

01 — The Opportunity

The yield is in the floorboards, not the ticker.

Public credit markets compensate investors for liquidity. Private real estate debt — underwritten by operators — compensates them for execution.

What we offer

  • A targeted 14–18% annualized return, paid as contractual interest.
  • A senior collateral position on the underlying real estate.
  • An interstate platform sourcing apartment buildings — the most resilient real-estate asset class through every cycle since 1980.
  • A vertically integrated team: capital, construction, and property management under one roof.

Why it works

  • We earn the spread between the true cost of capital on operator-grade real estate and the institutional cost we pay you.
  • Our control of construction and property management compresses risk that a passive lender cannot price.
  • Apartments are necessities, not luxuries — rent collects through every macro environment.
  • Senior position means we lose only after equity is wiped out.

The Window — Why Now

$1.5T+
CRE Refinance Wall
Maturing by end of 2026 — Trepp
#1
Northern NJ Rent Growth
3 consecutive quarters, 2025 — Matthews
14–18%
vs. 4.4% Ten-Year UST
Target spread, May 2026
2×
FO Private-Debt Allocation
Doubled in 2025 — UBS GFOR
CONFIDENTIAL03
02 — Structure04 / 12

02 — Fund Structure & Terms

A simple instrument. A deliberate guarantee.

Allocation
$10,000,000
Single-tranche or staged drawdown
Targeted Return
14% – 18%
Paid as contractual interest, current pay
Collateral
Senior Position
First lien on underlying real estate
Underlying Asset
Apartment Buildings
Stabilized + light value-add, multi-state
Term
36 – 60 months
Negotiable; redeployment optional
Reporting
Quarterly
Audited annual; portfolio-level transparency

Note. Final terms will be memorialized in a definitive note purchase agreement and security instruments. Targeted returns reflect underwriting expectations; final yield will depend on deal-level deployment and is not a guarantee.

CONFIDENTIAL04
03 — Track Record05 / 12

03 — Buildings Under Management

A portfolio assembled one closing at a time.

—
Units Under Management
Stabilized + lease-up
—
Apartment Buildings
Tristate & expanding
—
Aggregate Value
Across portfolio
—
Annual Rent Collected
Trailing 12-month

Selected Holdings

PropertyGeographyUnitsVintageAcquiredCurrent Status
Populated automatically from track-record data sweep.
CONFIDENTIAL05
04 — Flip Business06 / 12

04 — The Flip Business

Sixty-plus closings. One operating discipline.

Between 2017 and 2019, the founder operated KT NY Group — a fix-and-flip and BRRRR platform across northwestern New Jersey, Philadelphia, Chicago, and Atlanta — built around an institutional credit relationship with LIMA One Capital and a take-out pipeline through CoreVest American Finance.

—
Distinct Closings
2017 – 2019, NJ-led
66
Peak Active Pipeline
Under LIMA construction, Jan 2018
—mo
Avg. Hold Period
Acquisition to disposition
17+
Documented LIMA Loan IDs
Property-mapped, traceable

Selected Closings

PropertyStateAcquiredSoldHoldOutcome
Populated automatically from track-record data sweep.

Operating entities: KT NY Group LLC · Sagewood KT I LLC · Sagewood KT II LLC · Sagewood Equity LLC. Closing counsel: Avant Law Firm (Newark) · Clear Skies Title Agency (Cranford).

CONFIDENTIAL06
05 — Financing07 / 12

05 — Financing Experience

We have lived on both sides of the capital stack.

For nearly a decade, the founder has operated Connected Capital as a two-arm financing platform — a correspondent originator placing loans with the leading non-bank lenders, and a balance-sheet vehicle deploying its own paper. The result is a real-time read on the cost of capital across every product category in residential and small-balance multifamily debt.

Correspondent Originator
Connected Capital LLC
Placed loans with Roc Capital, Visio Lending, LIMA One, RCN Capital, Upright. Earned origination, processing, and interest-split economics.
Balance-Sheet Lender
Connected Capital Funding LLC
Deploys own paper to repeat operator borrowers; serviced by Superior Loan Servicing. Active book across NJ, IL, OH portfolios.
—
Loans Originated
Across both arms, 2018 — present
6
Capital Partners on Origination
Roc, Visio, LIMA, RCN, Upright, Funding LLC
6
States of Activity
NJ · IL · OH · NY · PA · GA
5+
Product Categories
Bridge, DSCR, value-add, construction, refi

Marquee Loans

Capital Partners (selected)

Dominion Financial · Renovo Financial · Greystone Servicing · LIMA One Capital · Roc Capital · Visio Lending · CoreVest · RCN Capital · Upright · Berkadia · MMCC · Athens Capital

CONFIDENTIAL07
06 — Construction08 / 12

06 — Construction & Property Management

We are not lenders pretending to be operators. We are operators who became lenders.

Master Pro Solutions

In-house contractor, construction, and property management arm. Every dollar of rehab is supervised by the same team that runs the building once tenants move in.

  • Direct GC capability — no third-party markup, no scheduling slip.
  • Property management bench across the standing portfolio.
  • Vendor relationships established through fifteen years of repeat work.

Why it matters to a lender

When a project drifts, a passive lender writes a workout memo. We send our own crew. The fund inherits a recovery posture that traditional debt funds cannot replicate.

  • Construction overruns absorbed at cost, not at retail.
  • Default scenarios convert to operating recoveries, not foreclosures.
  • Property management captures the income stream end-to-end.
CONFIDENTIAL08
07 — The Team09 / 12

07 — The Team

Four mandates. One table.

Investment Management & Analytics
The Capital Consortium
Lead manager. Underwriting, portfolio construction, capital allocation across deals, investor reporting, and the analytics layer for the entire platform.
Capital · Strategy · Reporting
Construction & Operations
Master Pro Solutions
Contractor of record, construction lead, and property management arm. Owns execution from rehab kickoff through stabilized operations.
Build · Manage · Operate
Field Operations & Asset Identification
Connected Capital
A division of the Consortium. Micro-market property valuation, financing structuring, second-tier field operations, and asset identification — the deal engine.
Sourcing · Valuation · Financing
Licensed Investment Analyst
Elido Santana
Marries inflows of investment capital with the projects ready to be deployed. The bridge between the family-office mandate and the operator pipeline.
Capital Markets · Compliance
Construction Technology · Tenant Operations
Carpediem Improvements & Contacto.live
Florida-headquartered build-and-operations partner extending the platform into the Sun Belt. Carpediem delivers LEED-certified, hurricane-grade construction across multiple states — energy-efficient envelope, impact systems, fast turn-times under the Florida Building Code. Contacto.live layers bilingual nearshore operations and AI voice agents across leasing, maintenance dispatch, and tenant collections; Florida HQ with delivery from the Caribbean and South America.
Build · Tenant Ops · AI
Institutional Acquisitions · Valuation
Marco Welch · Marcus & Millichap
Managing Director, Investments at Marcus & Millichap — the country's largest commercial real estate brokerage — and member of the MSJ Multifamily Group. Brings institutional multifamily acquisition and disposition flow, underwriting depth, and complex-transaction navigation to the platform, concentrated on core / workforce / B–C-class apartment assets across the Southeast. Twenty years of real estate experience; CCIM-track. Works in tandem with Connected Capital on asset identification and valuation.
Brokerage · Underwriting · Sun Belt
CONFIDENTIAL09
08 — Vision10 / 12

08 — The Long-Term Vision

An interstate apartment platform, capitalized like a private bank.

The first ten million is the seed. The horizon is a recurring family-office programme that finances a vertically integrated multifamily operator across the United States.

Year One

  • Deploy the $10M tranche across 4–8 senior-secured deals.
  • Stand up portfolio-level reporting and cashflow infrastructure.
  • Establish redeployment cadence: principal recycled, interest current.

Years Two — Five

  • Scale platform AUM toward the family office's appetite.
  • Expand from the Tristate corridor into select Sun Belt markets.
  • Convert the relationship from single-tranche to evergreen credit facility.
CONFIDENTIAL10
09 — Risk11 / 12

09 — Risk, Collateral & Capital Call

Risk is priced where it lives. Collateral is held where it works.

Mitigants

  • Senior lien — principal sits ahead of operator equity.
  • In-house GC — construction risk priced at cost, not retail.
  • In-house PM — rent collection captured directly.
  • Conservative LTV — deal-level underwriting target ≤ 75% of stabilized value.
  • Diversification — 4–8 deals at deployment; no single-asset concentration.

Acknowledged risk factors

  • Interest-rate environment affecting refinance exits.
  • Regional rent regulation — mitigated by interstate diversification.
  • Construction cost inflation — mitigated by in-house labor.
  • Liquidity — private debt; not redeemable on demand.

Capital Call & Next Steps

Following alignment on terms, the Consortium will deliver a definitive note purchase agreement, a security instrument package, and an opening pipeline of three to four pre-underwritten deals against which the initial tranche may be deployed within sixty to ninety days.

CONFIDENTIAL11
The Brief12 / 12

Closing

We have spent fifteen years building this platform, one closing at a time.
We invite you to capitalize the next fifteen.

For follow-up dialogue, due diligence, or to schedule a portfolio walk-through, the Consortium principals are available at the family office's convenience.

Confidentiality & Disclaimer. This document is delivered solely to the named recipient for the purpose of evaluating a potential investment in a private debt instrument. It does not constitute an offer to sell or a solicitation to buy any security. Any final investment will be governed exclusively by the executed note purchase agreement and security instruments. Past performance — including all properties, transactions, and financings referenced herein — is not indicative of future results. Forward-looking statements involve risks and uncertainties; actual results may differ materially. The recipient agrees to maintain this document and its contents in strict confidence and to return or destroy all copies upon request.

CONFIDENTIAL — FAMILY OFFICE BRIEFING12 / 12